FBC Medicare Agents Florida | Medigap (Medicare Supplement), Medicare Advantage Insurance Agency in Florida
While Medicare insurance is an incredibly beneficial program, it does contain some gaps. Medicare does not cover copays, coinsurance, deductibles, or emergency care if travelling internationally. These expenses can be costly and put a sever financial strain on senior citizens which leads some elderly individuals to lean toward a Medigap Insurance plan such as a Medicare supplement to coincide with their regular Medicare plan.
Just as the name insinuates, Medigap fills the gaps in Medicare plans. To fill these gaps, the United States Government outsources Medigap to private insurers such as United Healthcare, which can cover those under Medicare Parts A and B.
Medicare Advantage Plans
Medicare advantage vs Medicare supplement plans
Medicare Advantage plans, are an alternative way to get Original Medicare. The other option, Medicare Supplement (or Medigap) insurance plans work alongside your Original Medicare coverage.
These plans have significant differences when it comes to costs, benefits, and how they work. Keep in mind that Medicare Supplement insurance plans can only be used to pay for Original Medicare costs; they can’t be used with Medicare Advantage plans.
Plan G includes all the benefits of Medicare Supplement Plans A, B and C with the exception of the Medicare Part B deductible. It’s a good fit for people who want some coverage for hospitalization, but are willing to pay the Medicare Part B deductible on their own.
Medicare Supplement Plan G offers all the benefits of Plan F, minus coverage for the Medicare Part B deductible. So, overall it’s great for gap coverage. Some Medicare Advantage plans, but certainly not all, will be more cost-effective than adding Medigap gap coverage to Original Medicare.
Get the best Plan for your needs
To find out which Medicare advantage and Medigap (Medicare Supplement) plans are available in your region and more information, talk to a licensed Medicare support advisor/consultant at toll free number (855) 260-1824, get quotes and compare costs across plans and across multiple Medicare Advantage companies.
A licensed local Medicare agent at (855) 260-1824 can more specifically guide you according to your individual needs and budget.